In the year {CURRENT_YEAR}, the FHA loan limits for the county of Mecklenburg in Charlotte, NC stand at {DETAILS_LOAN_LIMIT_FHA1} for single-family homes, {DETAILS_LOAN_LIMIT_FHA2} for duplexes, {DETAILS_LOAN_LIMIT_FHA3} for triplexes, and {DETAILS_LOAN_LIMIT_FHA4} for four-unit buildings.
For conventional loans, the maximum loan caps for a single-family home is set at {DETAILS_LOAN_LIMIT_CONVENTIONAL1}, with limits of {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two-unit configurations, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three-unit placements, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for homes consisting of four units.
To identify the finest FHA rates available today, make use of our FHA calculator. It also helps you learn about the required downpayment, income, credit score, reserves, and necessary documentation for qualification.
Lendersa®'s calculator gives you the ability to compare FHA rates & terms with those of all other loan programs. Delve into and compare the possibilities of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® efficiently gathers loan program information from a multitude of lenders and rapidly analyzes it against your distinctive financial profile and requirements.
Examine the Loan Limits Comparison Table for {CURRENT_YEAR} in Charlotte county of Mecklenburg, NC, which contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For an effective analysis of qualification criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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