For 2026, the FHA loan limits in the county of Rockingham, within Eden, NC are set at $472,030 for a single-family home, $604,400 for residences with 2 units, $730,525 for those with 3 units, and $907,900 for 4-unit buildings.
Meanwhile, the top loan amount for conventional loans on a one-family home is $726,200. For properties with 2-units, the amount is $929,850; for 3-units, it rises to $1,123,900; and for 4 units, the limit hits $1,396,800.
To explore today's best FHA rates, utilize our FHA calculator, which will also help determine necessary downpayment, income, credit, reserves, and documentation required for qualifying.
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The Lendersa® calculator is crafted to facilitate comparisons between FHA rates and terms and those from other lending programs. Navigate and contrast across various loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA options.
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The Loan Limits Comparison Table for 2026 in Eden county within Rockingham, NC enables you to analyze the ceiling loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. To accurately compare essential qualifications like income, reserves, and credit requirements, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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