For 2026, the FHA loan limits set in the county of Grifton, within Pitt, NC, stand at $472,030 for a single-family home. For two-unit properties, the limit is $604,400, while it reaches $730,525 for those with three units, and $907,900 for four-unit dwellings.
The maximum allowable amount for conventional loans on a single-family residence is $726,200. For properties with two units, the cap is $929,850; for those with three units, it is set at $1,123,900; and for buildings accommodating four units, the ceiling rises to $1,396,800.
Use our FHA calculator to evaluate today's premier FHA rates, needed downpayment, income, credit standings, reserves, and documents essential for qualification.
The Lendersa® calculator facilitates a thorough comparison of FHA rates and terms with those from a wide variety of other loan programs. This includes exploring Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® swiftly compiles loan program data from thousands of lenders, comparing it against your distinct financial profile and requirements.
Our Loan Limits Comparison Table for 2026 in the county of Grifton, located in Pitt, NC, provides a comprehensive comparison of maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To precisely measure qualification aspects like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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