In 2026, the FHA loan limit for Swansboro county of Onslow, NC is determined as $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit dwellings, and $907,900 for four-unit houses.
Conventional loan limits are set at $726,200 for single-family homes, $929,850 for two-unit residences, $1,123,900 for three-unit buildings, and $1,396,800 for four units.
Use our FHA calculator to discover today's competitive FHA rates and assess necessary factors like downpayment, income, credit score, reserves, and documentation required for qualification.
The Lendersa® calculator enables comparison of FHA rates and terms against other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By pulling data from thousands of lenders, Lendersa® quickly aligns it with your financial situation to provide accurate comparisons.
The 2026 Loan Limits Comparison Table for Swansboro county, Onslow, NC, helps you review maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements like income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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