In 2026, the FHA loan limit applicable in Durham county, located in Strafford, NH, is $828,000 for a single-family residence. For a two-unit property, the limit is $1,060,000, three-unit structures have a limit of $1,281,300, and for four-unit homes, it is set at $1,592,350.
Concerning conventional loans, the cap for a single-family home is $828,000. For two-unit homes, the limit is $1,060,000, for three-units, it is $1,281,300, and for four-unit properties, the maximum is $1,592,350.
Explore today’s most favorable FHA rates using our FHA calculator, and determine the necessary downpayment, income, credit circumstances, reserves, and documentation essential for qualification.
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The Lendersa® calculator provides the functionality to assess FHA loan rates and terms in comparison to those of numerous other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, in conjunction with FHA.
Lendersa® aggregates loan program information from thousands of lenders, facilitating rapid, personalized comparisons that match your specific financial profile and necessities.
Utilize the 2026 Loan Limits Comparison Table in Durham county, Strafford, NH, for an analysis of maximum loan amounts in FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. For a deeper dive into qualification criteria, such as income, reserves, and credit, leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $616,400 | $616,400 | $616,400 | $616,400 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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