In the year 2025, FHA loan limits set for the county of Monmouth, within Bradley-Beach, NJ, stand at $822,375 for a single-family home. For properties with two units, the limit is $1,053,000, while three-unit residences have a limit of $1,272,750, and four-unit buildings can go up to $1,581,750.
The ceiling for conventional loans is $822,375 for a single-family home. For two-unit structures, it is $1,053,000, whereas three-unit homes can borrow up to $1,272,750, and four-unit residences are capped at $1,581,750.
Take advantage of our FHA calculator to explore today’s optimal FHA rates, and ascertain the required downpayment, income, credit score, reserves, and documentation you need to qualify.
The Lendersa® calculator enables you to compare FHA rates and terms with various other loan program offerings. Dive into evaluating Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA options.
Lendersa® aggregates data from thousands of lenders, swiftly aligning it with your specific financial profile and needs to deliver effective comparisons.
The Loan Limits Comparison Table for 2025 for Bradley-Beach county in Monmouth, NJ, provides a comprehensive comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for in-depth analyses of qualification criteria, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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