In 2025, the FHA loan limit for Branchburg county in Somerset, NJ is as follows: $1,089,300 for single-family homes, $1,394,775 for properties with 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Conventional loan limits on a single-family home reach $1,089,300. For 2-units it's $1,394,775, for 3-units $1,685,850, and for 4-units $2,095,200.
Use our FHA calculator to access today’s premier FHA rates, determining downpayment, income, credit, reserves, and document requirements for qualification.
The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® collects data from thousands of lenders, promptly aligning it with your unique financial profile.
The Loan Limits Comparison Table for 2025 in Branchburg county of Somerset, NJ provides a guide for comparing maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. To assess qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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