FHA Loan Limits for Hanover, Morris County, NJ in 2026

In 2026, the FHA loan limit in Hanover county of Morris, NJ is set at $1,089,300 for a single-family home, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

Conventional loan limits on a single-family residence reach $1,089,300, with limits of $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

Take advantage of our FHA calculator to view today's leading FHA rates, and calculate the necessary downpayment, income, credit, reserves, and documents needed for qualification.

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Assess loan options in Hanover, NJ

The Lendersa® calculator allows you to compare FHA rates and terms with those offered by other loan programs. Explore a variety of options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® aggregates data from thousands of lenders, quickly matching it to your specific financial profile and needs.

The Loan Limits Comparison Table for 2026 in Hanover county of Morris, NJ offers a view of maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Hanover county of Morris, NJ

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Hanover FHA Lenders

  • Heritage Mortgage Banking Corp
  • 25 Lindsley Drive, Suite 209, Morristown, NJ, 07960
  • Lends in New Jersey
  • Our mortgage representatives specialize in providing home loans to first time home buyers and FHA purchases in Morris County as well the greater New Jersey and New York state area. We deliver an unparalleled level of service and the lowest possible loan rate in the business. Upon this – we have built our reputation, for over a decade

  • American Mortgage Partners, Inc
  • 3025 Rt 10, Unit 3, Morris Plains, NJ, 07950
  • Lends in New Jersey
  • American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.

  • Mortgage Access Corporation
  • 225 Littleton Road, Morris Plains, NJ, 07950
  • Lends in New Jersey
  • Established in 1980, in Chatham, NJ Mortgage Access Corp. is licensed in over 40 states. As a Licensed Mortgage Banker, Mortgage Access Corp. derives its mortgage products from many sources & investors; unlike banks or savings & loan institutions, which are often limited by the availability of their own deposits & a single lending philosophy.

  • America's Mortgage Lender, Florida
  • 100 South Jefferson Road, Suite 105, Whippany, NJ, 07981
  • Lends in New Jersey
  • America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.

  • HomeLend Mortgage
  • 959 Route 46 East, Suite 401, Parsippany, NJ, 07054
  • Lends in New Jersey
  • HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible. HomeLend Mortgage apart from other digital mortgage & refinance providers is not just our competitive low rates and our robust array of loan programs

  • KWIK MORTGAGE CORPORATION
  • 959 Route 46 East, Suite 401, Parsippany, NJ, 07054
  • Lends in New Jersey
  • Kwik Mortgage was founded in 1998 with a commitment to break down the barriers to owning a home & educating homeowners. Kwik Mortgage has helped hundreds of families find ways to accomplish their home ownership needs whether buying a first home or refinancing your current loan. Customizing a mortgage to suit your family’s specific needs is an art.

  • E-Lend
  • 7 Entin Road, Suite 202, Parsippany, NJ, 07054
  • Lends in New Jersey
  • eLEND® is a National mortgage lender that utilizes technology in ways that simplifies the home loan process. From e-signatures for your disclosures to online status updates of your loan, eLEND® will change the way you think of the cumbersome mortgage process. eLEND® believes in speed and transparency as the way to ultimate customer satisfaction.

  • H&R Funding LLC
  • 1280 US Highway 46, Parsippany, NJ, 07054
  • Lends in New Jersey
  • H&R Funding, LLC has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions. Our qualified, experienced Mortgage Loan Originators are specially trained professionals who will use their experience

  • Advanced Financial Federal Credit Union
  • 785 Central Avenue, New Providence, NJ, 07974
  • Lends in New Jersey
  • Advanced Financial Federal Credit Union membership is available to anyone who lives, works, goes to school in Union or Essex County, NJ. We offer members a full range of financial services, similar to banks. We offer residents an alternative to the costly services of mega-banks & the option of a financial institution under local ownership.

  • Cornerstone Mortgage Group, Inc.
  • 180 Mount Airy Road, Suite 202, Basking Ridge, NJ, 7920
  • Lends in New Jersey
  • Cornerstone Mortgage Group offers premier mortgage services for New Jersey residents. Whether you are looking for a home loan to purchase your first home or looking to get a better mortgage rate on your current house, our New Jersey mortgage specialists can help you achieve your home financing goals.