In 2026, FHA loan limits in Haworth county of Bergen, NJ, are $1,089,300 for a single-family home. Two-unit homes are limited to $1,394,775, three units at $1,685,850, and four-unit homes reach $2,095,200.
The highest conventional loan amount for a single-family home is $1,089,300, for two units it is $1,394,775, for three units it's $1,685,850, and for four units the cap is $2,095,200.
Use our FHA calculator to find today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. You can evaluate options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers data from thousands of lenders, providing rapid analysis against your unique financial profile and needs.
For 2026 in Haworth county of Bergen, NJ, the Loan Limits Comparison Table showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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