In 2026, the FHA loan limits in Hightstown county of Mercer, NJ are $472,030 for single-family residences, $604,400 for two-unit homes, $730,525 for three units, and $907,900 for four-unit properties.
The maximum loan for conventional mortgages on a single-family house is $726,200, reaching $929,850 for two-unit buildings, $1,123,900 for three-unit residences, and $1,396,800 for four units.
Use our FHA calculator to find today's top FHA rates and understand the needed downpayment, income, credit, reserves, and documents for qualification.
Utilize the Lendersa® calculator to compare FHA terms and rates with those from other loan programs. Look into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans next to FHA.
Lendersa® compiles data from thousands of lenders, offering rapid comparisons aligned with your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Hightstown county of Mercer, NJ highlights FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification figures on income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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