For the year 2026, the FHA loan limit in Long-Hill county of Morris, NJ is $822,375 for a single-family house, $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for four-unit homes.
With conventional loans, the maximum for a single-family residence is $822,375, $1,053,000 for two-unit properties, $1,272,750 for three-unit buildings, and $1,581,750 for four-unit properties.
Try our FHA calculator to explore today's top FHA rates and find out the eligibility need regarding down payment, income, credit, reserves, and necessary documents.
With the Lendersa® calculator, compare FHA rates & terms with those of other loan programs. Investigate and evaluate choices like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® quickly matches thousands of lender programs to your specific financial profile and requirements.
Refer to the Loan Limits Comparison for 2026 in Long-Hill county of Morris, NJ to compare the FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification needs, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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