In 2025, the FHA loan limits applicable in Oaklyn county, Camden, NJ, are set at $529,000 for a single-family home. For two-unit dwellings, the limit is $677,200; for three units, it reaches $818,600; and for four units, the limit is $1,017,300.
The highest loan amounts available for conventional loans on a single-family home are $726,200. For two-unit homes, the maximum is $929,850, for three-unit properties, it is $1,123,900, and for four-unit properties, the cap is $1,396,800.
Utilize our FHA calculator to check today's best FHA rates and determine what downpayment, income levels, credit, reserves, and documentation are necessary for qualification.
The Lendersa® calculator provides a comparison platform for FHA rates and terms against various other loan programs. Assess and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Leveraging data from thousands of lenders, Lendersa® rapidly compares this information against your unique financial scenario and needs.
The Loan Limits Comparison Table for 2025 in Oaklyn county of Camden, NJ, provides a comprehensive look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserves, and credit attributes.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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