In 2025, the FHA loan limits for Huntington county of Suffolk, NY are $1,089,300 for a single-family home. For two units, it's $1,394,775, for three units, the limit is $1,685,850, and for four-unit properties, it's $2,095,200.
The maximum loan amounts for conventional loans on a single-family home is $1,089,300. For two-unit homes, it is $1,394,775; for three units, it's $1,685,850; for four units, it's $2,095,200.
Utilize our FHA calculator to view today’s FHA best rates and determine the required down payment, income level, credit score, reserves, and documents necessary for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with a variety of other loan programs. Explore and assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® aggregates data from thousands of lenders, quickly comparing it to your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Huntington county, Suffolk, NY enables comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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