In the year 2025, the FHA loan limits for Mexico county in Oswego, NY are as follows: $472,030 for a single-family home, $604,400 for a duplex, $730,525 for a triplex, and $907,900 for a four-unit property.
Conventional loans also have set maximums: $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-unit, and $1,396,800 for buildings with four units.
Make use of our FHA calculator to discover today’s best FHA rates. It also helps determine necessary factors such as downpayment, income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator allows you to measure FHA rates and terms against a variety of other loan programs. Look into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all alongside FHA offerings.
Lendersa® gathers information from thousands of lenders and rapidly matches it to your individual financial situation and needs.
The Loan Limits Comparison Table for 2025 in Mexico county of Oswego, NY provides a comprehensive look at the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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