In 2026, the FHA loan limits in Muttontown, situated in Nassau county, NY, are $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for three-unit homes, and $2,095,200 for residences with four units.
The maximum amount for conventional loans covers $1,089,300 for a single-family residence, $1,394,775 for two-unit homes, $1,685,850 for three-unit properties, and $2,095,200 for four-unit dwellings.
Utilize our FHA calculator to explore today’s top FHA rates, and determine the necessary downpayment, income, credit, reserves, and documentation for qualifying.
Using the Lendersa® calculator, compare the rates and terms of FHA loans alongside other available loan programs. Engage in comparisons of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® accesses data from thousands of lenders, efficiently aligning it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Muttontown, Nassau county, NY provides a detailed view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Analyze qualification criteria like income, reserves, and credit requirements using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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