In 2025, the FHA loan limits in Spring-Valley county of Rockland, NY are as follows: $822,375 for single-family homes; $1,053,000 for two units; $1,272,750 for three units; and $1,581,750 for four units.
The maximum for conventional loans on a single-family property is $822,375, while for two units it is $1,053,000, for three units $1,272,750, and for four units $1,581,750.
Utilize our FHA calculator to find the best FHA rates today and learn about necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
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The Loan Limits Comparison Table for 2025 in Spring-Valley county, Rockland, NY, allows you to compare the highest amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages, and Hard Money. For qualification criteria like income and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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