In 2025, FHA loan limits for Verona county in Oneida, NY are established as $472,030 for single-family homes, $604,400 for 2-unit properties, $730,525 for 3-unit buildings, and $907,900 for 4-unit residences.
The conventional loan maximums for a single-family home are set at $726,200. They increase to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit sites.
Utilize our FHA calculator to find today’s top FHA rates and understand the downpayment, income, credit, reserves, and paperwork required to qualify.
The Lendersa® calculator provides the capability to compare FHA rates and terms alongside those of all other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan program data from thousands of lenders, enabling swift comparisons matched to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Verona county of Oneida, NY provides detailed insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To compare qualification essentials such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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