For the year 2025, the FHA loan limit in Amberley county, which is part of Hamilton, OH, is set at $472,030 for a single-family residence. The cap rises to $604,400 for properties with 2-units, $730,525 for configurations with 3-units, and reaches $907,900 for 4-unit arrangements.
Regarding conventional loans, the maximum borrowing amount for a single-family residence is $726,200. For homes with two units, the limit is $929,850, increasing to $1,123,900 for those with three units, and culminating at $1,396,800 for four-unit setups.
Utilize our FHA calculator to access today’s prime FHA rates. It not only helps you determine the down payment, but also the necessary income, credit score, reserves, and documents required to qualify.
Lendersa® calculator empowers you to align FHA rates and terms with those from various other loan programs. Delve into and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and even hard money loans alongside FHA offerings.
The Lendersa® system compiles vast amounts of loan data from thousands of lenders, and within seconds, evaluates it against your specific financial situation and objectives.
The Loan Limits Comparison Table for 2025 in Amberley, within Hamilton county, OH, facilitates a comparative analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize requirements for qualification, such as income, reserves, and credit level, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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