In 2026, the FHA loan limits in Cambridge county, which is part of Guernsey, OH, are set as follows: $472,030 applies for a single-family home. When it comes to properties featuring 2 units, the limit rises to $604,400. For buildings that contain 3 units, the max amount is $730,525. Lastly, for properties having 4 units, the limit reaches $907,900.
Regarding conventional loan amounts, the upper limit for a single-family residence is $726,200. If the property is a 2-unit dwelling, the limit is $929,850. For 3-unit properties, the maximum extends to $1,123,900, and for 4-unit homes, the cap is set at $1,396,800.
Our FHA calculator is designed to showcase the best available FHA rates today, and it will also provide essential guidance in figuring out the required downpayment, income criteria, credit expectations, financial reserves, and necessary documentation required to qualify.
With the Lendersa® calculator, you can seamlessly compare the rates and terms of FHA loans with those from other available programs. Engage in an in-depth exploration of several options, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside the FHA products.
Lendersa® sources comprehensive loan program data from a vast array of lenders and provides instant comparisons by matching it against your unique financial profiles and needs, ensuring your exact requirements are met.
The Loan Limits Comparison Table for 2026 in the county of Guernsey, located in Cambridge, OH, provides a detailed overview comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To delve deeply into qualification factors such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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