As of 2026, the FHA loan limits in Lakewood, which is located in Cuyahoga county, OH, are set at $472,030 for single-family homes, $604,400 for two-unit homes, $730,525 for three-unit residences, and $907,900 for four-unit properties.
The maximum allowable for conventional loan amounts is $726,200 for single-family homes, $929,850 for two-unit buildings, $1,123,900 for three-unit dwellings, and $1,396,800 for properties with four units.
Utilize our FHA calculator to review today’s FHA top rates and calculate required downpayment, income verification, credit assessment, reserves, and documentation needed for qualification.
With the Lendersa® calculator, compare FHA rate and terms against those of other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Using data from thousands of lenders, Lendersa® quickly matches it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lakewood, Cuyahoga county of OH provides max loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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