For the year 2026, the FHA loan limit in Milford, within Clermont county, OH, is set at $472,030 for a single-family dwelling, $604,400 for homes with 2-units, $730,525 for those with 3-units, and $907,900 for 4-unit residences.
The highest amounts available for conventional loans are $726,200 for single-family homes, escalating to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for residences accommodating four units.
Utilize our FHA calculator to discover today’s prime FHA rates and calculate the required down payment, income, credit, reserves, and documentation needed for qualification.
Use the Lendersa® calculator to compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans for a comprehensive understanding of your loan options.
Lendersa® aggregates data from a vast number of lenders, quickly comparing it to your unique financial profile and needs.
Utilize the Loan Limits Comparison Table for 2026 in Milford county, Clermont, OH to examine maximum loan amounts for options including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For more detail on income, reserves, and credit requirements, turn to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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