In 2026, within Oregon, part of Lucas County, OH, the FHA loan limits are established at $472,030 for a single-family home. For duplexes, it's $604,400; for triplexes, it's $730,525; and for four-unit residences, it's $907,900.
The maximum amount for conventional loans on a single-family residence is $726,200. For two-unit homes, the limit is $929,850, it's $1,123,900 for three units, and for those accommodating four units, the limit is $1,396,800.
Use our FHA calculator to explore today’s best FHA rates and assess necessary down payments, income levels, credit qualifications, reserves, and documents required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, facilitating comprehensive evaluation.
Lendersa® efficiently aggregates extensive loan data from thousands of lenders, aligning it with your detailed financial profile and needs.
The Loan Limits Comparison Table for 2026 in Oregon, part of Lucas, OH, provides a detailed comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore qualification criteria including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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