In 2026, the FHA loan limits in Richfield, within Summit, OH, are as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
The maximum allowable amounts for conventional loans on a single-family residence are $726,200, with limits for two units at $929,850, three units at $1,123,900, and four units at $1,396,800.
Use our FHA calculator to discover today's most competitive FHA rates, and determine the necessary down payment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles detailed data from thousands of lenders and matches it swiftly with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Richfield, Summit, OH, enables comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification requirements such as income, reserves, and credit, use Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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