In 2026, FHA loan limits for Toronto in Jefferson, OH, are $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit residences.
The maximum conventional loan amounts for a single-family residence are $726,200, with limits of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to access today’s best FHA rates and determine the required down payment, income, credit score, reserves, and any documentation needed for qualification.
Lendersa® calculator allows you to compare FHA rates and terms with all other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly compiles data from thousands of lenders, matching it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Toronto, within Jefferson, OH, lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For evaluation of qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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