For 2025, the FHA loan limits in Xenia, part of Greene County, OH, are as follows: a limit of $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit dwellings, and $907,900 for four-unit buildings.
The upper limit for conventional loans on a single-family residence is $726,200. For duplex homes, it's capped at $929,850, for triplexes it's $1,123,900, and for properties with four units, the maximum is $1,396,800.
Utilize our FHA calculator to access today’s finest FHA rates, helping you determine necessary down payments, income levels, credit standards, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to scrutinize and compare FHA rates and terms against other loan programs. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, with FHA evaluation.
Capturing extensive data from thousands of lenders, Lendersa® quickly compares this against your individual financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Xenia within Greene, OH, provides a detailed side-by-side look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To analyze qualification requirements including income, reserves, and credit, engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
