For 2026, the FHA loan limits in Xenia, part of Greene County, OH, are as follows: a limit of $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit dwellings, and $907,900 for four-unit buildings.
The upper limit for conventional loans on a single-family residence is $726,200. For duplex homes, it's capped at $929,850, for triplexes it's $1,123,900, and for properties with four units, the maximum is $1,396,800.
Utilize our FHA calculator to access today’s finest FHA rates, helping you determine necessary down payments, income levels, credit standards, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to scrutinize and compare FHA rates and terms against other loan programs. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, with FHA evaluation.
Capturing extensive data from thousands of lenders, Lendersa® quickly compares this against your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Xenia within Greene, OH, provides a detailed side-by-side look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To analyze qualification requirements including income, reserves, and credit, engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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