In the year 2026, FHA loan limits in Duncan county within Stephens, OK are established as follows: $472,030 for a single-family home, rising to $604,400 for two-unit residences, $730,525 for homes comprising three units, and $907,900 for those housing four units.
Conversely, the maximum loan amounts available for conventional loans on a single-family residence are $726,200, progressing to $929,850 for two-unit properties, $1,123,900 for structures with three units, and reaching $1,396,800 for four-unit dwellings.
Utilize our FHA calculator to access today’s best rates, while determining the necessary downpayment, income level, credit score, reserves, and documentation required to qualify for your desired loan.
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The Lendersa® calculator facilitates comparisons between FHA rates and terms with those of diverse loan programs. Consider options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® efficiently aggregates vast loan program data from thousands of providers, swiftly aligning it with your particular financial profile and needs.
The 2026 Loan Limits Comparison Table for Duncan county in Stephens, OK, allows for a detailed examination of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly assess income, reserves, and credit necessities for qualification.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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