For 2026, the FHA loan limits in Myrtle-Creek, within the county of Douglas, OR, are set as follows: $356,362 for single-family residences, $456,275 for two-unit properties, $551,500 for three-unit homes, and $685,400 for four-unit buildings.
The maximum amount allowed for conventional loans on a single-family home is $548,250. For two-unit residences, it is $702,000, for three-unit structures $848,500, and for four-unit properties $1,054,500.
Utilize our FHA calculator to discover today’s top FHA rates and determine the necessary down payment, as well as the income, credit, reserves, and documentation required for qualification.
With the Lendersa® calculator, compare FHA rates and terms alongside other loan programs. Explore and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Lendersa® collects data from thousands of lenders and quickly compares it with your individual financial profile and needs.
For 2026, reference the Loan Limits Comparison Table for Myrtle-Creek county within Douglas, OR, which includes maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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