As of 2025, the FHA loan limits in Eldred county, part of Monroe, PA, are structured as follows: $472,030 for a single-family home, $604,400 for properties with 2-units, $730,525 for 3-unit residences, and $907,900 for those comprising 4-units.
The maximum amounts for conventional loans on a single-family residence are $726,200. For two-unit homes, it extends to $929,850, for three-unit dwellings, the cap is $1,123,900, and for four-unit structures, it increases to $1,396,800.
Use our FHA calculator to explore today’s best FHA rates, helping you figure out the downpayment, necessary income, credit requirements, reserves, and documentation needed to qualify.
The Lendersa® calculator is a comprehensive tool that allows you to compare FHA rates and terms with those from a broad spectrum of other loan programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, ensuring a wide-ranging overview of potential financial solutions.
Lendersa® efficiently compiles data from thousands of lenders, offering you the ability to quickly match loan programs to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Eldred county, Monroe, PA, provides an insightful look into the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. For a thorough analysis of qualification criteria such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to gain detailed insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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