FHA Loan Max Loan amount for Indiana, Indiana County, PA in 2026

In 2026, the FHA loan limits set in Indiana, within Indiana county of PA, are as follows: $472,030 for a single-family home, $604,400 for two-unit structures, $730,525 for three-unit buildings, and $907,900 for four-unit residences.

The maximum amount available for conventional loans on a single-family home is $726,200. This rises to $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to uncover today’s leading FHA rates and determine the necessary down payment, income, credit score, reserves, and documents for qualification.

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Examine Your Loan Choices in Indiana, PA

With the Lendersa® calculator, you can compare FHA loan rates and terms with those of other programs. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans to see how they align with FHA options.

Lendersa® swiftly gathers loan program data from thousands of lenders, conducting rapid comparisons against your unique financial profile and needs.

For 2026, the Loan Limits Comparison Table in Indiana county, Indiana, PA features FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. To review qualification standards such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for insightful analysis.

Loan limits Indiana county of Indiana, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Indiana FHA Lenders

  • Indiana First Savings Bank
  • 935 Philadelphia Street, Indiana, PA, 15701
  • Lends in Pennsylvania
  • InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.

  • Marion Center Bank
  • 1271 Indian Springs Rd., Indiana, PA, 15701
  • Lends in Pennsylvania
  • Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.

  • First Commonwealth Bank
  • 601 Philadelphia St, Indiana, PA, 15701
  • Lends in Pennsylvania
  • We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals.

    Our success is built on creating an authentic community banking experience

  • American Dream Mortgage, Inc.
  • 164 Philadelphia St, Indiana, PA, 15701
  • Lends in Pennsylvania
  • Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.

  • G.A.P. Federal Credit Union
  • 111 Franklin Street, Room 224, Johnstown, PA, 15901
  • Lends in Pennsylvania
  • G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.

  • AmeriServ Financial Bank
  • 216 Franklin St, Johnstown, PA, 15901
  • Lends in Pennsylvania
  • AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV.

    At AmeriServ, we believe banking is about more than money.

  • AAA Mortgage Money LLC
  • 30 Saxman Dr., Latrobe, PA, 15650
  • Lends in Pennsylvania
  • AAA Mortgage Money offer some of the lowest rates possible without sacrificing excellent customer service. My extensive experience in the mortgage industry allows me to help guide you towards informed decisions that will benefit you now and in the future. Whether you are a first-time home buyer or looking to refinance your existing mortgage.

  • PHEPLE Federal Credit Union
  • 2900 Seminary Drive, Building G, Greensburg, PA, 15601
  • Lends in Pennsylvania
  • On September 24, 2018, Westmoreland Community Federal Credit Union changed its name to Pheple Federal Credit Union. People Helping People. That is what this credit union was about, is about, and will always be about. You are what matters. The people working inside of Pheple are just like those outside. Life happens to all of us.

  • WESTMORELAND HOME MORTGAGE, LLC
  • 432 Frye Farm Rd, Greensburg, PA, 15601
  • Lends in Pennsylvania
  • At Westmoreland Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Mortgage Tech
  • 3001 Settlers Ct, Murrysville, PA, 15668
  • Lends in Pennsylvania
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your needs.