In 2026, the FHA loan limits for Latrobe county within Westmoreland, PA, are set at $472,030 for single-family homes, $604,400 for 2-unit residences, $730,525 for 3-unit properties, and $907,900 for 4-unit buildings.
The conventional loan maximums for a single-family residence reach $726,200, with 2 units capped at $929,850, 3 units at $1,123,900, and 4 units at $1,396,800.
Utilize our FHA calculator to find today's top FHA rates and understand the necessary downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® derives comprehensive loan program data from many lenders, instantly aligning it with your financial profile and requirements.
A 2026 Loan Limits Comparison Table for Latrobe county, Westmoreland, PA, contrasts maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To review qualification criteria like income and reserves, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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