In 2026, the FHA loan limit for New-Kensington county, located in Westmoreland, PA, stands at $356,362 for a single-family home. For properties with two units, it is $456,275, for three units $551,500, and for four-unit places, $685,400.
For conventional loans, a single-family residence can be financed up to $548,250. Properties with two units are capped at $702,000, those with three units at $848,500, and four-unit homes can reach $1,054,500.
Our FHA calculator allows you to check today's competitive FHA rates and ascertain required down payments, income level, credit score, reserves, and document needs for eligibility.
Utilize the Lendersa® calculator to compare FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan data from vast sources, quickly comparing this against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in New-Kensington county of Westmoreland, PA examines FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. For a deeper dive into qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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