During 2026, the FHA loan limit set for Nottingham county, situated in Washington, PA, differs by property type. Specifically, for a single-family home, it stands at $472,030. If your property includes two units, the limit rises to $604,400. For those with three units, it escalates to $730,525, and for properties consisting of four units, the maximum is $907,900.
In contrast, conventional loans provide different ceilings: $726,200 is the threshold for single-family homes. For dual-unit structures, the limit is capped at $929,850. For residences with three units, the maximum reaches $1,123,900, while four-unit buildings have a limit of $1,396,800.
Take advantage of our FHA calculator to uncover the most advantageous FHA rates currently available. Determine the necessary down payment, assess income requirements, evaluate credit essentials, and figure out reserves. This tool also guides you on indispensable documents required for qualification.
The Lendersa® calculator is a sophisticated tool that empowers you to analyze and compare FHA rates and terms with a vast spectrum of other loan programs. This includes examining options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and even hard money loans, alongside the FHA offerings you might consider.
Through access to a vast database obtained from thousands of lenders, Lendersa® provides rapid comparisons, ensuring these loans match your unique financial profile and needs efficiently.
The Loan Limits Comparison Table for 2026 within Nottingham county, Washington, PA, allows you to compare maximum loan amounts for various categories: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To conduct detailed comparisons of qualification criteria such as income, reserves, and credit, be sure to employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which offers a thorough assessment process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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