For the year 2025, the FHA loan limits in Paxtonia county, Dauphin, PA are specified as follows: $472,030 for a single-family dwelling, $604,400 for a duplex, $730,525 for a triplex, and $907,900 for a four-unit building. These limits provide guidance for potential homeowners about how much they can borrow with FHA backing, ensuring alignment with the property type and borrower capability.
Conversely, the ceiling for conventional loan amounts on single-family homes is set at $726,200. For properties with dual units, the cap rises to $929,850, while it adjusts to $1,123,900 for three-unit residences, ascending further to $1,396,800 for four-unit habitats. Understanding these limits aids in planning financial pathways and aligns loan seekers with viable borrowing thresholds on the conventional market.
Employ our FHA calculator to access the most advantageous FHA rates for the current day. In addition to rate discovery, the calculator assists in determining down payment figures, income benchmarks, necessary credit metrics, reserve requirements, and essential document lists, all pivotal to securing eligibility for an FHA-backed home loan.
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Lendersa®'s sophisticated calculator provides you with the ability to juxtapose FHA terms and rates against a broad spectrum of alternative loan products, including Conventional Loans, Jumbo Loans, VA financing, USDA offerings, Non-QM schemes, and hard money loans. Explore all possible avenues to make informed, detailed decisions concerning your loan choice.
By aggregating extensive data from numerous lenders, Lendersa® efficiently assesses and compares loan programs against your specific financial profile, offering immediate insights that align with your unique needs. This comparison approach guarantees that all avenues are explored thoroughly and decisively.
The detailed Loan Limits Comparison Table for 2025 within Paxtonia, located in Dauphin, PA, presents a crucial comparison between different loan products such as FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. For a precise comparison of qualification criteria, including income levels, reserve status, and credit scoring, use the specialized Lendersa® Super Loan Integrated Qualifier (SLIQ™) to craft a well-rounded financial and borrowing strategy.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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