As of 2025, the FHA loan limits for Richland county, located in Allegheny, PA, include $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit homes.
For conventional loans, the upper loan limits stand at $726,200 for single-family residences, $929,850 for two units, $1,123,900 for triple-unit dwellings, and $1,396,800 for buildings with four dwelling units.
Utilize our FHA calculator to evaluate the top FHA rates available today, and calculate essential figures such as the downpayment, income thresholds, credit rating requirements, financial reserves, and necessary documentation for qualification.
Explore loan offerings from 100 lenders for the best comparisons.
The Lendersa® calculator allows for a comprehensive comparison of FHA rates and terms against other loan programs, including Conventional Loans, Jumbo Loans, VA, USDA, Non-QM options, as well as hard money loans alongside FHA offers. Embark on a comparison journey and make informed choices.
Lendersa® aggregates loan program details from thousands of lenders, swiftly aligning this data with your unique financial circumstances and needs.
Refer to the Loan Limits Comparison Table for 2025 in Allegheny, Richland County, PA, which provides a comparison of FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification requirement comparisons such as income levels, reserves, and credit assessments, ensuring your financial strategy is comprehensive and tailored to your needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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