For the year 2026, the FHA loan limit in the county of Bucks, which is part of Richland, PA, is set at $529,000 for a single-family home, $677,200 for two units, $818,600 for three units, and $1,017,300 for four units.
The maximum loan amount allowed for conventional loans on a single-family residence is $726,200. For two-unit properties, it is $929,850, for three-unit properties it is $1,123,900, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to find the best FHA rates today and determine the necessary down payment, income, credit, reserves, and documents required for qualification.
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The Lendersa® calculator facilitates the comparison of FHA rates and terms against other loan programs. Explore and contrast FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With Lendersa®, gain quick insights as it taps into data from thousands of lenders, evaluating them against your individual financial profile and requirements.
For 2026, the Loan Limits Comparison Table for the county of Bucks in Richland, PA allows comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to check the qualification needs regarding income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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