In 2026, the FHA loan limits in St.-Marys county of Elk, PA are set at $356,362 for a single-family home, $456,275 for 2-unit properties, $551,500 for 3-unit buildings, and $685,400 for 4-unit houses.
For conventional loans, the maximum you can borrow on a single-family home is $548,250. For a property with two units, it's $702,000, three units are capped at $848,500, and four units at $1,054,500.
Our FHA calculator can help you discover today's best rates and determine the downpayment, income, credit, reserves, and documents required to qualify.
Lendersa® calculator allows for comparing FHA rates and terms with those of other loan programs. Discover and compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® sources data from thousands of lenders and promptly matches it against your financial profile, providing quick and personalized comparisons.
The Loan Limits Comparison Table for 2026 in St.-Marys county of Elk, PA details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore further qualification needs such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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