In the year 2026, the FHA loan limits for Swarthmore county in Delaware, PA, are as follows: $529,000 for a single-family home, $677,200 for two units, $818,600 for three units, and $1,017,300 for a four-unit dwelling.
Conventional loan maximums for a single-family residence are $726,200, with limits of $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Today, our FHA calculator helps you check the best FHA rates and evaluate the necessary downpayment, income, credit, reserves, and documents needed for qualification.
With Lendersa®'s calculator, you can compare FHA rates and terms with those of other loan programs. Compare options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® processes data from thousands of lenders, providing customized comparisons tailored to your financial profile within moments.
The Loan Limits Comparison Table for 2026 in Swarthmore county, Delaware, PA evaluates maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria including income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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