2025 FHA (Government Loans) Limits for Upland, Delaware County, Pennsylvania

In 2025, the FHA loan limit for Upland county in Delaware, PA stands at $529,000 for single-family homes. For two-unit properties, the limit is $677,200, increasing to $818,600 for three units and $1,017,300 for four units.

The maximum amount for conventional loans on a single-family home is $726,200. For two units, it's $929,850, three units cap at $1,123,900, and four units reach $1,396,800.

Utilize our FHA calculator to identify today's top FHA rates and determine required downpayments, income, credit, reserves, and necessary documents for qualification.

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With the Lendersa® calculator, you can compare FHA rates and terms against those of other programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® swiftly aggregates data from thousands of lenders, aligning it with your unique financial profile and needs.

Consult the Loan Limits Comparison Table for 2025 in Upland, Delaware, PA to review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) maximum loan amounts, along with hard money options. For comparing qualification needs such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Upland county of Delaware, PA

SFR 2 Units 3 Units 4 Units
FHA $529,000 $677,200 $818,600 $1,017,300
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $381,800 $381,800 $381,800 $381,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
  • JET Mortgage Services, LLC.
  • 1972 Wenger Lane, Chambersburg, PA, 17201
  • JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
  • Finance USA Corporation
  • 6924 A Little River Turnpike, Annandale, VA, 22003
  • Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.
  • Potomac Mortgage Advisors LLC
  • 46169 Westlake Drive, Potomac Falls, VA, 20165
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Wayne Bank
  • 717 Main Street, Honesdale, PA, 18431
  • Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.
  • Honesdale National Bank
  • 724 Main Street, Honesdale, PA, 18431
  • Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.
  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus
  • Reliance First Capital, LLC
  • 201 Old Country Road, Melville, NY, 11747
  • At Reliance First Capital our goal is to help homeowners and prospective homeowners receive the right mortgage for their specific financial goals. We achieve this by customizing home loan programs that match each of our client's unique needs and situation. We are an approved FHA, VA, Fannie Mae and Freddie Mac lender.
  • Interstate Home Loan Center, Inc
  • 40 Marcus Drive, Suite 100, Melville, NY, 11747
  • We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.
  • East Coast Capital Corp
  • 25 Melville Park Road, Melville, NY, 11747
  • East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.
  • US Mortgage Corporation
  • 201 Old Country Rd, Suite 140, Melville, NY, 11747
  • Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We were founded by Steven A. Milner over 2 decades ago, and have been committed to “Helping You Make It Home®” since. Founded in 1994