For 2026, the FHA loan limits in Upper-Allen county of Cumberland, PA are as follows: $356,362 for single-family homes, $456,275 for properties with 2 units, $551,500 for 3-unit homes, and $685,400 for those with 4 units.
The maximum loan amounts for conventional loans on a single-family residence are listed as $548,250. For two-unit properties, the limit is $702,000, increasing to $848,500 for three-unit homes, and reaching $1,054,500 for four units.
Our FHA calculator is here to help you identify the most favorable FHA rates available today and compute essential details such as downpayment, income, necessary credit, reserves, and all documentation required for qualification.
Explore loan offers from a selection of 100 lenders for comparison
The Lendersa® calculator equips you to compare the rates and terms of FHA loans versus various other loan programs. Dig into alternatives like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA to find the best fit for your needs.
By harnessing data from thousands of lenders, Lendersa® swiftly aligns loan programs with your specific financial profile and necessities, providing precise comparisons in seconds.
For 2026, the Loan Limits Comparison Table in Upper-Allen county of Cumberland, PA presents a detailed comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To thoroughly understand qualification requirements like income, reserves, and credit conditions, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
