Throughout 2026, the FHA loan limits set within West-Buffalo county, situated in Union, PA, are allocated as follows: a single-family dwelling can have a limit of $356,362. For homes that consist of two units, the limit extends to $456,275. For those with three units, the allowable maximum increases to $551,500, while for properties built with four units, it stands at $685,400.
On the other hand, conventional loans define their highest amounts for single-family residences at $548,250. The amount for duplexes, or two-unit buildings, is $702,000. For three-unit properties, the ceiling is $848,500, and for those possessing four units, it reaches $1,054,500.
Make use of our FHA calculator to check the most competitive FHA rates available today. It helps in figuring out the necessary downpayment, as well as the income, credit score, and reserve prerequisites you need to meet to qualify. Moreover, it lists the required documents too.
The Lendersa® calculator offers a detailed method for contrasting FHA rates and terms with those of numerous other loan programs, including conventional, jumbo, VA, USDA, Non-Qm, and hard money loans. Explore and compare these diverse offerings alongside FHA programs to find what suits you best.
Drawing upon a vast database supplied by numerous lenders, Lendersa® efficiently matches program data with your individual financial profile and necessities in mere moments.
Referenced for 2026, the Loan Limits Comparison Table examining West-Buffalo county within Union, PA, allows for a side-by-side comparison of maximum loan amounts across various loan categories: FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and potential hard money loans. To assess qualification standards including income, reserve requirements, and credit evaluations, consider utilizing the Lendersa® Super Loan Integrated Qualifier, known as SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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