During the year 2026, the Federal Housing Administration loan cap in San-Isidro county, Canóvanas, PR stands at $356,362 for single-family homes. For two-family units, the limit is $456,275, rising to $551,500 for three-unit properties, and peaking at $685,400 for four-unit residences.
Conversely, in terms of conventional loans, the highest lending limit for a single-family property is set at $548,250, extending to $702,000 for duplexes, then to $848,500 for triplexes, and finally to $1,054,500 for fourplexes.
To find the best current FHA rates and calculate necessary components such as downpayment, income, credit standings, reserves, and required documents for qualification, utilize our FHA calculator today.
The Lendersa® calculator empowers you to measure FHA rate & terms alongside those from other varied loan programs. Investigate and contrast FHA options with Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly retrieves loan program data from a vast network of lenders and matches it to your distinct financial situation and requisites in seconds.
The Loan Limits Comparison Table for 2026 in San-Isidro county, Canóvanas, PR offers a comparison encompassing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money top loan amounts. For an in-depth qualification assessment involving Income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $308,200 | $308,200 | $308,200 | $308,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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