In 2026, the FHA loan limit in the county of Anderson, located in Anderson, SC, is set at $472,030 for a single-family home. For two-unit properties, the limit is $604,400, for three-unit homes, it reaches $730,525, and for four-unit buildings, the cap is $907,900.
As for conventional loans on a single-family residence, the maximum amounts are $726,200 for one unit, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to discover today’s best FHA rates and find out what down payment, income, credit, reserves, and documentation you'll need to qualify.
The Lendersa® calculator provides a way to compare FHA rates and terms with those of other loan programs. You are encouraged to explore and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
By collecting data from thousands of lenders, Lendersa® efficiently aligns loan programs with your unique financial profile and needs, performing these comparisons rapidly.
Our Loan Limits Comparison Table for 2026 in Anderson county of Anderson, SC, shows the limits for maximum loans including FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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