2023 FHA (Government Loans) Limits for Ladson, Berkeley County, South Carolina

In 2024, FHA loan limit in Ladson county of Berkeley, South Carolina is $538,200 for a single-family home, $689,000 for 2-units, $832,850 for 3-units, and $1,035,000 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Ladson county of Berkeley, South Carolina compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Ladson county of Berkeley, SC

SFR 2 Units 3 Units 4 Units
FHA $538,200 $689,000 $832,850 $1,035,000
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $379,000 $379,000 $379,000 $379,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Ascend Financial Group
  • 875 Lowcountry Blvd, Suite 209, Mount Pleasant, SC, 29464
  • Ascend Financial Group is a boutique mortgage company excelling in exceptional customer experience, conservative financial values, innovative mortgage technology and enduring client relationships. Our mission is to serve our customers with honesty, integrity and excellence. Our goal is to provide home loans to our clients
  • Lucey Mortgage Corporation
  • 861 Coleman Blvd, Mount Pleasant, SC, 29464
  • Lucey Mortgage Corp is a financial services company based out of 861 Coleman Blvd, Mt Pleasant, South Carolina, United States. Lucey Mortgage Corporation has been locally owned and operated by Lorcan Lucey since 1990. We specialize in FHA, VA, Conventional, and Jumbo loans Whether you're buying your home, refinancing, buying a vacation home
  • Southern Direct Home Loans LLC
  • 1545 Guilford Court, Mount Pleasant, SC, 29466
  • Southern Direct Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Oasis Home Mortgage
  • 3405 Salterbeck Court, Mount Pleasant, SC, 29466
  • At Oasis Home Mortgage. We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage or cashing out your home equity. So we make a commitment to you: we will help you qualify
  • LifeTree Lending, LLC
  • 3094 Highway 17 North, Mount Pleasant, SC, 29466
  • LifeTree Lending, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates
  • Homegrown Financial LLC
  • 147 Wappoo Creek Drive, Suite 105, Charleston, SC, 29412
  • At Homegrown Financial, we know you want financial freedom as you age. To achieve that, you need a smart and safe way to access an important retirement asset: home equity. The problem is traditional retirement sources are becoming unreliable and you’re worried about which options will allow you to best monetize your home equity in retirement.
  • Carolina Lending Group
  • 1022 Carolina Boulevard, Isle Of Palms, SC, 29451
  • Carolina Lending Group, LLC is going to make a commitment to giving back to both our community and other global organizations in an effort to make the world a better place. Our global partnership with Kiva.Org has been in place for many years and we will continue to support these causes via this platform for as little as $25 a loan.
  • First National Bank of South Carolina
  • 801 Gilway Ave, Holly Hill, SC, 29059
  • At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital.