FHA Loan Limits for North-Charleston, Charleston County, SC in 2023

In 2024, FHA loan limit in North-Charleston county of Charleston, South Carolina is $414,000 for a single-family home, $530,000 for 2-units, $640,650 for 3-units, and $796,150 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in North-Charleston county of Charleston, South Carolina compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits North-Charleston county of Charleston, SC

SFR 2 Units 3 Units 4 Units
FHA $414,000 $530,000 $640,650 $796,150
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Freedom Lending, LLC
  • 146 N. 4th Street, Albemarle, NC, 28002
  • Freedom Lending, LLC. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage
  • Lowery Financial LLC
  • 6116 North Tryon Street, Suite B, Charlotte, NC, 28213
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lane Lending Inc
  • 5736 North Tryon Street, Suite 201E, Charlotte, NC, 28213
  • Lane Lending Inc. is a mortgage brokerage based in Charlotte, NC. Licensed in NC and SC, we specialize in offering residential lending solutions for purchase and refinance transactions. With access to hundreds of lenders and programs, Lane Lending Inc. ensures you feel confident that you will always get the best rate.
  • Associated Mortgage Services, Inc
  • 481 South Pine St., Spartanburg, SC, 29302
  • The Associated Mortgage Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing.
  • Classic Home Mortgage
  • 330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680
  • Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.
  • SC Home Loans
  • 124 Creek Shoals Dr, Simpsonville, SC, 29681
  • SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
  • Legacy Lending Mortgage Group LLC
  • 2315 N. Main St, Suite 211D, Anderson, SC, 29621
  • Legacy Lending Mortgage Group offers high-quality mortgage brokerage services to residential customers. Our aim is to provide our customers with fair mortgage rates at reasonable prices, while keeping our clients informed & educated throughout the process. We will be transparent and be sure to keep all parties involved in the transaction informed.
  • RateSaver Mortgage Inc
  • 2318 N. Main St, Unit D, Anderson, SC, 29621
  • One of the biggest rewards in my business life is helping people achieve their dreams of home ownership. From first time homeowners, to experienced multi-home real estate investors, I can make the process smooth and easy for any buyer. Take advantage of my 23+ years of mortgage experience and over 1500 mortgages closed.
  • Dominion Mortgage and Financial Services, Inc.
  • 4220 Clemson Blvd., Anderson, SC, 29621
  • "No matter if this is your first home purchase or you are refinancing your current property, Dominion Mortgage and Financial Services, Inc. is here to assist you with all of your mortgage needs! With more than 30 years of combined experience, we excel by offering a variety of quality loans in the mortgage and financial service industry.
  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.