As of 2026, the FHA loan limit in the county of Brandon, located in Minnehaha, SD, is set at $472,030 for one-family homes. Meanwhile, 2-unit properties have a limit of $604,400, followed by $730,525 for tri-plexes, and reaching up to $907,900 for 4-unit homes.
When looking at conventional loans, the cap for a single-family residence is $726,200, with higher limits for multi-unit homes: $929,850 for two units, increasing to $1,123,900 for three-unit and $1,396,800 for four-unit setups.
To find the most competitive rates available now, our FHA calculator is at your disposal. It assists in calculating the required down payment, income level, credit score, reserves, and other necessary documents for eligibility.
With the Lendersa® calculator, you can evaluate FHA rates and terms against every other lending options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders and matches it to your financial profile almost instantly.
For 2026, the Loan Limits Comparison Table in the county of Brandon, Minnehaha, SD, provides a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess eligibility criteria like income, reserves, and credit, access the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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