As of 2026, FHA loan limits in Algood County, Putnam, TN are set at $472,030 for a single-family house, $604,400 for two-unit residences, $730,525 for three-unit buildings, and $907,900 for properties with four units.
For conventional loans, the maximum is $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplex homes.
Use our FHA calculator to check today’s leading FHA rates and determine the down payment, income, credit score, reserves, and documents necessary for qualification.
The Lendersa® calculator provides a robust comparison of FHA rates and terms with those of other loans. Compare among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, along with FHA options.
Lendersa® quickly gathers loan program data from thousands of lenders, matching it to your unique financial needs and profile.
The Loan Limits Comparison Table for 2026 in Algood County, Putnam, TN presents a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to scrutinize key qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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