For the year 2026, FHA loan limits in Centerville, situated in the county of Hickman, TN, are as follows: a single-family home has a limit of $472,030, while for a dwelling with two units, it is $604,400. The limit for a triplex, or 3-unit property, is $730,525, and for four-unit homes, it extends up to $907,900.
Conventional loan maximums on a single-family residence reach $726,200. For two-unit buildings, the ceiling is at $929,850; for three-unit buildings, it rises to $1,123,900, and for those with four units, it's set at $1,396,800.
Our FHA calculator is an excellent tool to view today's most favorable FHA rates. It helps you work out what downpayment you'll need, the required income, credit, reserves, and paperwork necessary for qualification.
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The Lendersa® calculator is adept at helping you compare FHA rates and terms with other loan program options. Delve into various possibilities, such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA loans.
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The Loan Limits Comparison Table for 2026 in Centerville, Hickman, TN, allows you to compare the maximum loan amounts across various types—FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For detailed insights into qualification needs like income, reserves, and credit, consult Lendersa® Super Loan Integrated Qualifier (SLIQ™) for thorough guidance.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $427,800 | $427,800 | $427,800 | $427,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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