2025 FHA (Government Loans) Limits for Nashville, Davidson County, Tennessee

For 2025, the FHA loan limit in Nashville county, Davidson, TN is set at $890,100 for single-family homes, $1,139,500 for two-unit properties, $1,377,400 for three-unit properties, and is $1,711,750 for four units.

The maximum conventional loan amount starts at $890,100 for a single-family home, $1,139,500 for houses with two units, $1,377,400 for homes with three units, reaching $1,711,750 for four-unit homes.

Our FHA calculator can help you explore today's best FHA rates and evaluate necessary down payments, income, credits, reserves, and required documentation to qualify.

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Through the Lendersa® calculator, you can easily compare FHA rates and terms with those of other loans, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.

Lendersa® pulls detailed loan program data from thousands of lenders, quickly aligning it with your unique financial profile and needs.

In 2025, the Loan Limits Comparison Table for Nashville county, Davidson, TN allows you to compare maximum lending amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To evaluate criteria like income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Nashville county of Davidson, TN

SFR 2 Units 3 Units 4 Units
FHA $890,100 $1,139,500 $1,377,400 $1,711,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $890,100 $1,139,500 $1,377,400 $1,711,750
USDA $555,600 $555,600 $555,600 $555,600
VA $890,100 $1,139,500 $1,377,400 $1,711,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Heritage South Community Credit Union
  • 763 North Main Street, Shelbyville, TN, 37160
  • Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
  • Volunteer State Bank
  • 101 Highway 52 W., Portland, TN, 37148
  • Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.
  • Legacy Mortgage Services
  • 329 Warfield Blvd, Suite A, Clarksville, TN, 37043
  • Legacy Mortgage is committed to providing quality service in a friendly atmosphere while helping you obtain the mortgage that is right for you. Your personal homebuying situation is unique, therefore we offer a tremendous variety of products tailored to meet your specific goals. Our top priority is to simplify the process
  • F&M Bank TN
  • 50 Franklin Street, Clarksville, TN, 37040
  • F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.
  • Legends Bank
  • 310 N. First St, Clarksville, TN, 37040
  • Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County. Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders
  • Cumberland Bank and Trust
  • 502 Madison Street, Clarksville, TN, 37040
  • At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,
  • Castle Rock Mortgage, LLC
  • 120 Center Pointe Dr, Suite 4, Clarksville, TN, 37040
  • The Castle Rock Mortgage, LLC Team is your premier mortgage team located in Clarksville, Tennessee. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tennessee area.
  • Traditions First Bank
  • 5745 East Main Street, Erin, TN, 37061
  • Traditions First Bank was developed on the premise that a locally owned bank would better serve the area by preserving the banking principles of yesterday, while also providing progressive financial opportunities for the banking customers of today. Every single customer is important to us
  • Coffee County Bank
  • 2070 Hillsboro Blvd, Manchester, TN, 37355
  • Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.
  • Peoples Bank & Trust Company
  • 1203 Hillsboro Blvd, Manchester, TN, 37355
  • Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.
  • Stone Fort Mortgage
  • 101 W Main St, Suite B, Manchester, TN, 37355
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Peoples Bank
  • 526 East Main Street, Hohenwald, TN, 38462
  • We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,