In 2026, FHA loan limits in Oneida County, Scott, TN are set at $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for residences with three units, and $907,900 for properties housing four units.
For conventional loans, the limit is $726,200 for a single-family home, $929,850 for two units, $1,123,900 for tri-unit properties, and $1,396,800 for four-unit complexes.
Use our FHA calculator to identify the most favorable FHA rates available today and determine the requisite down payment, income, credit requirements, reserves, and documentation needed for eligibility.
The Lendersa® calculator empowers users to juxtapose FHA rates and terms with numerous other loan programs. Investigate variations among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates extensive program data from thousands of lenders, rapidly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Oneida County, Scott, TN presents maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification criteria including income, reserves, and credit requirements, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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