For the year 2026, the FHA loan limits within Obion county of Union-City, TN are set at $356,362 for single-family homes. If you're considering properties with two units, the limit is $456,275; for three units, it's $551,500; and for buildings with four units, the limit reaches $685,400.
Regarding conventional loans, the highest amount available for a single-family residence is $548,250. For duplexes, the cap is $702,000; properties featuring three units have a limit of $848,500, and for quadplexes, the maximum is $1,054,500.
Use our FHA calculator to explore current FHA rates. It also helps identify downpayment requirements, necessary income, credit score standards, reserves, and the needed documentation to qualify.
The Lendersa® calculator provides a comprehensive means to compare FHA rates and terms with various other loan programs. You can explore options spanning Conventional loans, Jumbo loans, VA, USDA, and Non-QM loans, along with hard money options.
Lendersa® efficiently collates loan program information from a vast array of lenders, providing prompt comparisons aligned with your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Obion county of Union-City, TN is a useful tool for contrasting maximum loan amounts across a wide spectrum of loan types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further analyze qualification criteria such as income, reserve needs, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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