In the year 2025, the FHA loan limits applicable in Alpine, which is located within the county of Brewster, TX, are set as follows: For a one-family unit, the limit is $472,030, whereas for a property with two units, it rises to $604,400. Further increased limits are seen for properties with three and four units, which are $730,525 and $907,900, respectively.
The ceiling for conventional loans concerning a single-family residence is established at $726,200. However, for residences with two units, this limit is $929,850; with three units, $1,123,900; and for properties boasting four units, the limit escalates to $1,396,800.
To uncover today’s most favorable FHA rates and gain clarity on various qualifying factors including downpayment, income, credit score, necessary reserves, and relevant documentation, try out our FHA calculator.
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For 2025, consult the Loan Limits Comparison Table relevant to Alpine within Brewster, TX. This table provides a comparison across various loan categories, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Additionally, for more insight into qualification prerequisites such as required income, reserves, and credit scores, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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